Here at Hatchers our residential property law specialists are dedicated to removing the worry from your property transaction. This could involve buying or selling, transferring ownership, mortgaging or raising capital from your home by an equity release scheme, extending your lease, or buying the freehold interest of a leasehold property. We are accredited members of the Law Society Conveyancing Quality Scheme.
What do we do?
Buying and selling all types of property and land including:
- New build developments
- Rural properties
- Plots of land
- Help to buy
- Jointly owned property
- Gifts of property
- Adding an owner
Transfer of ownership / equity
Sometimes your circumstances change after buying a property. We will deal with the transfer sensitively and efficiently. We will also advise you on the other related legal matters such as the tax consequences of the transfer, making a Will, etc.
With so many mortgage products available, clients often change mortgage lenders to take advantage of special offers. We are on the panel of all main mortgage lenders and so are able to help you switch to your new lender smoothly.
Equity release schemes
Because of the high value of properties, clients often find that it is useful to release some of the capital tied up in their home in order to fund other projects or to supplement pension income in preference to selling. We can offer straightforward, comprehensive advice about this complex area and the particular scheme you choose.
Registration of land
If the title to your property is not currently registered at the Land Registry there are circumstances in which it may be beneficial. We can advise about how the process works and have experience of registering titles for all types of property from residential houses to large estates.
Extending the term of a lease
A lease is a right to use the property for a long period of time. As the term of the lease decreases, the value of the leasehold property reduces and as a result, it is sometimes difficult to sell a property with a short lease. Extending a lease can be a complex process; our skilled team can guide you through this.
Buying the freehold interest of a leasehold property
Purchasing the freehold of your property enables you to take the place of the landlord under your lease. This could allow you to have control of any variations or alterations to any of the flats in your building and also allow you to avoid high administration charges your landlord or management company may charge.
Right to manage
If you want to take control of the management of the building in which you have a flat without having to pay to purchase the freehold interest, it is possible to do so. Our dedicated team can advise and guide you through this complex procedure.
What should I do next?
Selling a property
- You should appoint a solicitor before you place the property on the market to ensure the legal process proceeds swiftly once a sale is negotiated.
Buying a property
- If you are borrowing monies to fund the purchase, you should see a financial advisor to discuss arranging a mortgage.
- It is prudent for you to arrange to have a detailed survey of the property you are buying. The survey your mortgage lender will require is a valuation for mortgage lending only. We can explain the types of surveys available and signpost you to a suitable surveyor.
- If it is a joint purchase, you will need to decide how you wish to share the ownership.
Why choose us?
- We will guide you through the transaction as quickly and informatively as possible.
- You can keep in touch with us at a time to suit you, by email or text.
- We adopt a proactive approach to all matters ensuring a speedy conclusion to your transaction.
- We work as a team and whilst all clients will have the personal attention of an individual member, all team members are able to help and advise.
- We will provide you with full details of our costs at the outset of each matter.
- We send you a full written purchase report explaining everything you need to know together with copies of all important documents.
- We have a specialist team dealing with all aspects of leasehold property from both a landlord’s and a tenant’s perspective.